Layrite Bank is committed to maintaining the privacy of our customers. We have policies and procedures in place to restrict access to your nonpublic personal information to employees that need to know that information in order to provide products or services to you. We train our employees to protect the confidentiality of your records. In addition, we maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
In regard to Internet usage, cookies are pieces of data assigned by a Web server to the browser on a specific PC. Cookies help web sites recognize return visitors, and cannot be read by a web site other than the one that set the cookie. When someone returns to a web site he or she has visited before, the person's browser gives this data back to the server.
Users have the option to set their browsers to notify them before receiving a cookie, which allows them to decide whether or not to accept it. In addition, browsers can also be set to turn off cookies entirely.
Cookies are required to access account and loan applications as well as Layrite Bank's Online Banking Service. Turning cookies off will prevent access to these areas of our web site. Cookies are not required to access other areas of Layrite Bank's web site.
We have implemented commercially reasonable security systems to protect personal information that we receive from any of our online applications. All information that is sent to us on these applications is encrypted using the standard security protocol Secure Socket Layer (SSL) during the transmission from an applicant's personal computer.
For Online Banking enrollment, once the customer has been enrolled for Online Banking, he or she may view and update certain user information by logging into Online Banking and going to the Other Services section. Customers may also call an Online Banking Representative at +14158778676
From our web site, we do not knowingly collect or use personal information from children under 13 years of age. We are not responsible for the data collection and use practices of nonaffiliated third parties to which our web sites may link. For more information about the Children's Online Privacy Protection Act (COPPA), visit the FTC web site: https://www.ftc.gov